business credit information
Most business owners find out about business credit the hard way: a bank denial. You have revenue, you have customers, and the lender still says no, because on paper your company has no credit history of its own. Business credit fixes that. What Is Business Credit? Business credit is a credit profile built under your
What Is Business Credit and Why Your EIN Needs Its Own Score Read More »
If business credit has a front door, it is the D-U-N-S number. Before most vendors, lenders, and even some contracts will recognize your company, Dun & Bradstreet needs to know it exists. What Is a D-U-N-S Number? A D-U-N-S number is a unique nine-digit identifier that Dun & Bradstreet assigns to your business. It is
How to Get a D-U-N-S Number (and Why It Matters) Read More »
Corporate credit is the credit profile a company builds in its own name, scored under its EIN and separate from any owner’s personal file. The term is often used interchangeably with business credit, and for good reason: the machinery is the same. What people usually mean by “corporate credit” is business credit taken to its
Corporate Credit: What It Is and How to Build It Read More »
You formed the LLC, you have revenue, and the bank still said no. For most LLC owners the decline has nothing to do with how good the business is. It comes from a short list of fixable setup issues that make the company look risky, or invisible, to lenders. Lenders and credit bureaus verify your
Business Credit for LLCs: Fix These 9 Issues Read More »
Interest rates, inflation, lending standards: these feel like distant headlines until the month a lender tightens its criteria and your application gets declined. Understanding the basic machinery of the economy makes those moments predictable instead of personal. Credit Is the Engine Most economic activity runs on credit. When a lender extends credit, one party’s spending
How the Economy Works (and What It Means for Your Credit) Read More »