INTEGRITY & TRUST
ADVOCACY & EMPOWERMENT
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Solutions We Offer
CREDIT SERVICES
CREDIT REPAIR
Our number one priority to our customers is to help them get their financial life back. We do this through constant education on the process of managing your money, raising your credit score, removing inaccurate information, rebuilding credit, debt settlement when needed and dealing with debt collectors. We believe that education is the key to restoring your credit.
BUSINESS CREDIT
Starting and growing a business can be very stressful and challenging, especially if you do not have the necessary capital. Here, we help you get business credit for your EIN that's separate from your SSN without a personal guarantee. We also help you get approved for credit lines and loans to start and grow your company -Even When Banks Say NO !
We Can Help With:
Step 1
Enroll Online
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Enroll Online!
Click the Get Started Now Button and fill out the required information to get your credit repair services started. During this process, you will be required to provide us with a tri-merge credit reports from all three credit bureaus. Equifax, Transunion, and Experian. We prefer that you use Identity IQ due to the ease of use and their $1.00 trial.
Step 2
Credit Audit
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Credit Audit
After you have completed your enrollment, we provide you with a deep credit audit of your credit report spotting all inaccurate information. We then look at the various factors that are pulling your credit score down and provide you with actionable steps to get your score back up. Lastly, we provide you with step by step guidance on how to rebuild and restore your credit.
Step 3
Start Repairing Your Credit!
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Start Repairing Your Credit!
After you have completed steps 1 & 2, we load all of the inaccurate, misleading, and unverifiable information into our system and begin challenging questionable information with the credit bureau, creditor, and collector. Once the dispute letters are ready, we send them out to all furnishers and wait 30 to 40 days for updates. Once the updated credit reports come back from the furnishers, we analyze the report for updates and changes and continue to process until your credit report is free of negative inaccurate, misleading, and unverifiable information.
Continuing Education
During the credit restoration process, we will provide you with information and the education you need to continue raising and maintaining a healthy your credit score. You will be given information about debt settlement and what it takes to rebuild your credit.You can track your credit repair progress using our online portal.We focus on fixing your credit from start to finish. Our goal is to help consumers with poor credit through our restoration program.
“How Can Good Credit Benefit Me!”
Are you tired of getting denied? Can't get approve for a credit card, car, apartment or mortgage? Are you paying high interest rates? If you answered yes to any one of these questions, we understand and we can help!
Having good credit is essential part of your finances and can be very powerful if used correctly. Credit can help you achieve the things you want, simply based on a promise that you will pay later. When lenders check your credit report, there are 5 factors that are assessed to create your credit score. Based on these factors, a determination is made and you are either approved or denied. If you are denied, it can cost you emotionally and financially. You may become emotionally frustrated, discouraged and force to pay more to get things done. If your credit score is low, you are more likely to pay a lot more in interest rates.
At Ebony Credit Solutions, we are dedicated to helping you Join Others with Good Credit! With good credit, you can start a business, obtain your dream home and save thousands of dollars in interest over the course of your life. We not only help you obtain Good Credit but we also help you sustain Good Credit by teaching you the 5 factors of a Good Credit Score.